what we do

Contractor Finance is factoring, but it’s factoring with one or two differences…

It’s business finance, only available to freelance contractors, at a fraction of the cost you’d expect to pay to a traditional factoring company. Not only that but, uniquely, our clients’ timesheets are funded, unlike other factoring companies who only fund invoices.

Clients, who would otherwise suffer the consequences of poor cash flow, can take on new contracts; make the jump from PAYE or Umbrella; and access lump sums of cash, if needed, before their invoices are paid.

Here at Contractor Finance, we also have a network of specially selected partners who offer a range of services, including accountancy, financial planning, insurance, and who are highly experienced in the freelance and contractor markets.

Using the Contractor Finance resources you can be sure that you are trading in full compliance with legislation, removing the risk of large financial penalties; you are fully insured; you can use administration and support services without losing chargeable days; and you have a Wealth Management Plan to maximise the benefits of all of your hard work.

Welcome to YOUR Contractor Finance…


If you’ve got a limited company and a Contract for Services then all we need is five pieces of information to make a decision.


After your application has been approved you could have funds in your business bank account within 48 hours!  

Tax Deductible:

As a business expense all Contractor Finance costs, including arrangement fee, service fee and cost of borrowing are 100% tax deductible..

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what our clients say

"This is a simple and convenient way to get around the inconsistencies and delays that can come with receiving payments from clients. It has allowed my business to get into a profitable situation where it can handle the inconsistencies and delays." Daniel Moll, Freelance Developer

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